Stessa Pricing & Features, Explained (2026)

TL;DR: As of August 2026, Stessa has three tiers: Essentials (free — unlimited properties, automatic bank feeds, basic reports, online rent collection, tenant screening), Manage ($12/month billed annually, or $15/month monthly — adds maintenance tracking, a Schedule E report, lease forms, and e-signatures), and Pro ($28/month billed annually, or $35/month monthly — adds advanced reporting, budgeting, and unlimited receipt scanning). This guide explains what each tier actually includes in plain English, and where a unified hub like Okoniq ($9/month) draws the lines differently.

_Last reviewed: August 2026 · 6 min read_

Stessa's pricing is straightforward once you know what each tier is really for. Below is a plain-English breakdown of the plans and the features that matter, plus honest notes on how they compare to Okoniq Property Hub. All Stessa figures come from its public pricing page as of August 2026 — always confirm the latest on stessa.com.

Stessa Essentials — free

The free tier is built around tracking the finances of your rentals:

• Unlimited properties and document storage
• Automatic bank feeds (import and categorize transactions)
• Basic financial reports
• Online rent collection
• Tenant screening
• Vacancy marketing to help fill units

Who it's for: Newer landlords and investors who want a no-cost way to get organized, connect a bank account, and start collecting rent online.

Stessa Manage — $12/month billed annually ($15/month monthly)

Manage is where Stessa adds hands-on management tools on top of the books:

• Everything in Essentials
• Maintenance request tracking
• A tax-ready Schedule E report
• State-specific lease and legal forms
• E-signatures (a limited number per month)
• Priority chat support

Who it's for: Landlords who want lease paperwork, maintenance tracking, and a Schedule E report to simplify tax time.

Stessa Pro — $28/month billed annually ($35/month monthly)

Pro is the tier for larger or more active portfolios:

• Everything in Manage
• Advanced financial reports
• Advanced transaction tracking
• Budgeting and pro-forma tools
• Unlimited receipt scanning
• More e-signatures per month and priority tenant screening
• Priority phone support

Who it's for: Investors with more transactions and advanced reporting needs. Stessa also offers cash-management/banking features with a savings yield on higher tiers — confirm the current rate on its site, since those figures change.

How Okoniq draws the lines differently

Okoniq organizes its tiers around everything you do with a property, not just its books. As of August 2026:

• Home — $9/month ($90/year): up to 3 properties, maintenance log, one-tap vendor dispatch, automatic utility-bill tracking, seasonal checklists, Emergency Binder, and a free Schedule E CSV export.
• Home Plus — $15/month ($150/year): up to 20 properties, plus home-value comparables, investor analysis, sell-ready tax-basis tracking, a renovation cost estimator, and a refinance analyzer.
• Landlord / Landlord Pro — $19–$29/month: tenants, per-tenant rent tracking, security deposits, and a tenant portal.

Three differences stand out:

1. The free question. Stessa keeps a permanent free tier with unlimited properties; Okoniq uses a 30-day free trial instead of a forever-free plan.
2. Automated books vs. a unified hub. Stessa's bank-feed bookkeeping is its core; Okoniq doesn't sync bank transactions but adds homeowner upkeep, an Emergency Binder, and HOA tools that Stessa doesn't cover.
3. What's bundled free. Okoniq includes a Schedule E CSV export at every tier; on Stessa the Schedule E report lives on the paid Manage and Pro plans. You're paying for different bundles — match the bundle to your needs.

See the full comparison in Stessa vs Okoniq, or if you're weighing whether to pay at all, read Is Stessa worth it?.

Reading the value: match the plan to the job

A quick way to decide which Stessa tier — or whether to look elsewhere:

• Just want a free rental ledger and online rent collection? Essentials.
• Want maintenance tracking, lease forms, and a Schedule E report? Manage.
• Have a bigger portfolio with advanced reporting needs? Pro.
• Also managing your own home or an HOA, or want vendor dispatch? Compare with Okoniq or try the demo before committing. See also Best Stessa alternatives (2026) and Switching from Stessa to Okoniq.

FAQ

How much is Stessa per month?

As of August 2026, Stessa's Manage plan is $12/month billed annually (or $15/month monthly), and Pro is $28/month billed annually (or $35/month monthly). There's also a free Essentials tier. Confirm current pricing on Stessa's site, as plans can change.

Does Stessa charge extra for more properties?

No — even the free Essentials tier advertises unlimited properties. The paid tiers add features (maintenance, reports, receipt scanning), not a higher property cap. Confirm the current limits on Stessa's pricing page.

Is Stessa Manage worth it over the free tier?

It depends on whether you'll use maintenance tracking, lease forms, and the Schedule E report. If you only need a rental ledger and online rent collection, the free Essentials tier may be enough. If you want tax-ready reports and paperwork tools, Manage unlocks them.

How does Stessa pricing compare to Okoniq?

Stessa has a permanent free tier and its Manage plan is $12/month billed annually; Okoniq's paid entry plan is $9/month with a 30-day trial and no permanent free tier. Okoniq also includes a free Schedule E CSV at every tier and covers home and HOA management. The better value depends on which features you'll actually use.

This breakdown uses publicly available information about Stessa as of August 2026 and is not affiliated with or endorsed by Stessa or Roofstock. Any tax references are general estimates, not tax advice — consult a CPA. Pricing and features change — verify the latest details on the provider's website.