Innago Pricing & Features, Explained (2026)

TL;DR: As of August 2026, Innago is free for landlords — no monthly fee, no setup fee, and no contract — with online rent collection, leases and e-signatures, applications, tenant screening, and maintenance tools all included. The platform earns money from small fees paid by tenants by default: about $2 per ACH transfer, about 2.99% for card payments, and $30–35 per screening report (you can choose to absorb the payment fees). This guide explains what's included and how the model works, and where a paid hub like Okoniq ($9/month) draws the lines differently.

_Last reviewed: August 2026 · 6 min read_

Innago's pricing is unusual in a good way: there isn't a plan ladder to decode, because the software itself is free to landlords. The nuance is in how it stays free. Below is a plain-English breakdown of what you get, what it costs whom, and how it compares to Okoniq Property Hub. All Innago figures come from its public pages as of August 2026 — always confirm the latest on innago.com.

Is Innago free? The short answer

Yes — for landlords. Innago advertises no monthly subscription, no setup fee, and no contract, with the full feature set available at no cost to the property owner. The revenue comes from transaction and screening fees, which are charged to tenants by default and are configurable in your account settings.

What landlords get for free

The free landlord account includes the core tools you'd expect from a rental platform:

• Online rent collection with autopay and automatic bank deposits
• Rental applications and listings
• Leases and other documents with e-signatures, stored online
• Tenant screening (background and credit) built into applications
• Maintenance and work-order management
• Automated accounting and financial reporting on the collected rent
• iOS and Android apps for landlords and tenants

The fees that fund "free" (tenant-side)

Because there's no subscription, the costs show up at the point of payment and screening — and by default they're paid by the tenant:

• ACH/bank transfer: about $2 per transaction.
• Credit or debit card: about 2.99% of the payment.
• Tenant screening: about $30–35 per applicant, with optional income verification adding roughly $10.

Two honest points here. First, Innago lets you choose to absorb the payment fees instead of passing them to tenants, and says this is transparent and configurable. Second, screening costs are typically borne by the applicant, which is common in the industry. Always confirm the current numbers before you rely on them, as fee structures change.

Innago's core features, explained

• Rent collection. The signature feature — tenants pay online, funds deposit to your bank, and payments reconcile into automated books.
• Leasing and e-sign. Build a lease, send it for signature, and keep the signed copy stored with the tenant's record.
• Applications and screening. Prospective tenants apply online and can be screened through the major credit bureaus in the same flow.
• Maintenance. Tenants submit requests; you track and resolve work orders in one place.
• Reporting. Financial reports (including profit-and-loss views) summarize income and expenses for the rentals you collect on.

How Okoniq draws the lines differently

Okoniq organizes around what you do with a home and portfolio, not the rental transaction — and it's a subscription, not a free-plus-fees model. As of August 2026:

• Home — $9/month ($90/year): up to 3 properties, maintenance log, one-tap vendor dispatch, automatic utility-bill tracking, seasonal checklists, Emergency Binder, and free year-end tax exports (Schedule E).
• Home Plus — $15/month ($150/year): up to 20 properties, plus home-value comparables, investor analysis, sell-ready tax-basis tracking, a renovation cost estimator, and a refinance analyzer.
• Landlord / Landlord Pro — $19–$29/month: per-tenant rent tracking, security deposits, and a tenant portal.

Two differences stand out:

1. The model. Innago is free to landlords and monetizes through tenant-paid fees; Okoniq charges a flat subscription after a 30-day trial and doesn't process payments at all (it tracks rent as mark-paid). Neither is "cheaper" in the abstract — it depends on your payment volume and what you value.
2. The scope. Innago is a landlord-first rental tool; Okoniq spans homeowner upkeep, rentals, and HOA on one login, but skips screening, applications, and e-sign leases.

See the full comparison in Innago vs Okoniq, or if you're weighing whether to pay at all, read Is Innago worth it?.

Reading the value: match the model to the job

A quick way to decide:

• Want free online rent collection and leasing? Innago's free-plus-tenant-fees model is built for it.
• Collecting rent from many tenants and worried about card fees? Compare the tenant-side cost against a flat subscription, and consider absorbing ACH fees.
• Want maintenance, bills, taxes, HOA, and an Emergency Binder on one login? Look at Okoniq and its plans before committing.
• Ready to move or run both? Read Switching from Innago to Okoniq and the best Innago alternatives (2026).

FAQ

Does Innago charge landlords anything?

No monthly or setup fee, and no contract, as of August 2026. The platform is free to landlords and earns revenue from tenant-paid transaction and screening fees. You can optionally absorb the payment fees yourself.

How much are Innago's payment fees?

By default, tenants pay about $2 per ACH/bank transfer and about 2.99% for credit or debit card payments. Screening reports run about $30–35 per applicant, plus roughly $10 for optional income verification. Confirm current figures on Innago's site.

Does Okoniq have a free tier like Innago?

No. Okoniq uses a 30-day free trial and then paid plans starting at $9/month — there's no permanent free tier. Innago's software is free to landlords indefinitely, funded by tenant-side fees. The better fit depends on whether you value free rent collection or a broader home-and-HOA hub.

Which is cheaper overall?

It depends on your payment volume and needs. If you collect from many tenants by card, the 2.99% fees can add up — for tenants, or for you if you absorb them — while Okoniq's flat subscription doesn't touch payments at all. Compare your actual numbers, not just the sticker "free."

This breakdown uses publicly available information about Innago as of August 2026 and is not affiliated with or endorsed by Innago. Any tax references are general estimates, not tax advice — consult a CPA. Pricing and features change — verify the latest details on the provider's website.