HomeZada Pricing & Features, Explained (2026)

TL;DR: As of August 2026, HomeZada has three homeowner tiers: Essentials (free — inventory, documents, limited AI), Premium ($99/year or $15.95/month — adds maintenance, projects, finances, and reports), and Deluxe ($189/year — up to 3 properties, home marketing, higher AI limits, +$99/year per extra property). This guide explains what each tier actually includes in plain English, and where a maintenance-first app like Okoniq ($9/month) draws the lines differently.

_Last reviewed: August 2026 · 6 min read_

HomeZada's pricing is straightforward once you know what each tier is really for. Below is a plain-English breakdown of the plans and the features that matter, plus honest notes on how they compare to Okoniq Property Hub. All HomeZada figures come from its public pricing page as of August 2026 — always confirm the latest on homezada.com.

HomeZada Essentials — free

The free tier is built around documenting your home rather than actively managing it:

• Home inventory (catalog belongings room by room)
• Home documents storage
• Contact list for your home's people (contractors, agents, etc.)
• A news feed
• A limited number of homeowner AI chats and visual-design AI photos

Who it's for: Owners who want a no-cost place to start an inventory and store documents, and who don't need maintenance or finance tools yet.

HomeZada Premium — $99/year or $15.95/month

Premium is where HomeZada becomes an active management tool:

• Everything in Essentials
• Maintenance tracking (schedules and reminders)
• Remodel and improvement projects (budgets, expenses, receipts, photos)
• Financial management (home value, mortgage, household budgets)
• Reports
• Higher AI chat and design-photo limits, with AI recognition features

Who it's for: Owners who want the full single-home experience — inventory plus maintenance, projects, and finances.

HomeZada Deluxe — $189/year

Deluxe is the multi-property and marketing tier:

• Everything in Premium
• Coverage for up to 3 properties
• Home marketing tools (useful when preparing to sell)
• The highest AI chat and design-photo limits
• Additional properties beyond three cost $99/year each

Who it's for: Owners with a few properties, or anyone who wants the marketing and higher AI limits.

How Okoniq draws the lines differently

Okoniq organizes its tiers around what you do with the home, not how many AI photos you get. As of August 2026:

• Home — $9/month ($90/year): up to 3 properties, maintenance log, one-tap vendor dispatch, automatic utility-bill tracking, seasonal checklists, Emergency Binder, and free year-end tax exports (Schedule E).
• Home Plus — $15/month ($150/year): up to 20 properties, plus home-value comparables, investor analysis, sell-ready tax-basis tracking, a renovation cost estimator, and a refinance analyzer.
• Landlord / Landlord Pro — $19–$29/month: tenants, per-tenant rent tracking, security deposits, and a tenant portal.

Two differences stand out:

1. The entry point. Okoniq's paid plan starts at $9/month versus HomeZada Premium's $15.95/month, though HomeZada offers a permanent free tier that Okoniq doesn't (Okoniq uses a 30-day free trial instead).
2. What's bundled free. Okoniq includes tax exports at every tier and captures bills automatically; HomeZada bundles design AI and a dedicated belongings inventory. You're paying for different bundles — match the bundle to your needs.

See the full comparison in HomeZada vs Okoniq, or if you're weighing whether to pay at all, read Is HomeZada worth it?.

Reading the value: match the plan to the job

A quick way to decide which HomeZada tier — or whether to look elsewhere:

• Just want an inventory and document vault, free? Essentials.
• Want the full single-home experience with maintenance and finances? Premium.
• Have a few properties or are prepping to sell? Deluxe.
• Care most about maintenance, bills, taxes, or rentals? Compare with Okoniq before committing.

FAQ

How much is HomeZada per month?

As of August 2026, HomeZada Premium is $15.95/month, or $99/year if you pay annually. There's also a free Essentials tier and a Deluxe tier at $189/year. Confirm current pricing on HomeZada's site, as plans can change.

Does HomeZada charge extra for more properties?

Yes. The Deluxe plan covers up to 3 properties, and each additional property is a $99/year add-on. If you manage many properties, factor those add-ons into the total cost.

Is HomeZada Premium worth it over the free tier?

It depends on whether you'll use maintenance, projects, and finance tools. If you only need inventory and document storage, the free Essentials tier may be enough. If you want active home management, Premium unlocks the core workflows.

How does HomeZada pricing compare to Okoniq?

Okoniq's paid entry plan is $9/month versus HomeZada Premium at $15.95/month, but HomeZada has a permanent free tier while Okoniq uses a 30-day trial. Okoniq also includes free tax exports at every tier. The better value depends on which features you'll actually use.

This breakdown uses publicly available information about HomeZada as of August 2026 and is not affiliated with or endorsed by HomeZada. Pricing and features change — verify the latest details on the provider's website.