Everplans Pricing & Features, Explained (2026)

TL;DR: As of August 2026, Everplans has two consumer tiers: Everplans — Free (store up to 3 items, algorithm-led guidance, content library, iOS app) and Everplans Premium at $99.99/year (unlimited items, premium content and specialized checklists, and secure sharing). It's an estate and legacy organizer — wills, directives, accounts, insurance, and final wishes for your family — not a home-maintenance tool. This guide explains what each tier includes in plain English, and where a home-management app like Okoniq ($9/month) draws the lines differently.

_Last reviewed: August 2026 · 6 min read_

Everplans' pricing is refreshingly simple once you know what it's for. Below is a plain-English breakdown of the plans and the features that matter, plus honest notes on how they compare to Okoniq Property Hub. All Everplans figures come from its public pricing page as of August 2026 — always confirm the latest on everplans.com, and consult an attorney for the legal documents themselves.

Everplans — Free

The free tier is a starter for organizing your estate and legacy details:

• Store up to 3 items in your Everplan
• Smart, algorithm-led guidance on what to do next
• Access to the content library (articles, checklists, and educational resources)
• The mobile app (iOS)

Who it's for: People who want to explore the platform and begin organizing without paying. The 3-item limit means it's best as a test drive rather than a place to keep a complete plan.

Everplans Premium — $99.99/year

Premium is where Everplans becomes a full organizer:

• Everything in the free plan
• Unlimited items in your Everplan (the 3-item cap is removed)
• Premium content and specialized checklists
• Secure sharing with trusted people (Everplans calls them "deputies")
• Guidance toward obtaining documents like a will and advance directive

Who it's for: Anyone who wants to organize a complete estate and legacy plan and make sure their family can access it. There's no advertised free trial for Premium — the free plan is how you try before you buy.

A note on distribution: Everplans has historically been offered as a benefit through financial advisors and employers, and now also sells direct to consumers. If your advisor or employer sponsors Everplans, your experience and pricing may differ — check with them.

How Okoniq draws the lines differently

Okoniq isn't an estate-planning tool — it's a home-management hub — so it organizes its tiers around what you do with the home. Its Emergency Binder overlaps Everplans' "get organized for your family" job, but the rest of the product is about running the home. As of August 2026:

• Home — $9/month ($90/year): up to 3 properties, maintenance log, one-tap vendor dispatch, automatic utility-bill tracking, seasonal checklists, Emergency Binder, and free year-end tax exports (Schedule E).
• Home Plus — $15/month ($150/year): up to 20 properties, plus home-value comparables, investor analysis, sell-ready tax-basis tracking, a renovation cost estimator, and a refinance analyzer.
• Landlord / Landlord Pro — $19–$29/month: tenants, per-tenant rent tracking, security deposits, and a tenant portal.

Two differences stand out:

1. Different jobs, different billing. Everplans is a flat $99.99/year for a legacy organizer; Okoniq is a monthly home-management subscription starting at $9/month with a 30-day free trial (no permanent free tier).
2. What's bundled. Everplans bundles estate-and-legacy organizing with deputy sharing; Okoniq bundles maintenance, bills, and taxes with an Emergency Binder. You're paying for different bundles — match the bundle to your need.

See the full comparison in Everplans vs Okoniq, or if you're weighing whether to pay at all, read Is Everplans worth it?.

Reading the value: match the plan to the job

A quick way to decide which Everplans tier — or whether to look elsewhere:

• Just want to explore organizing your legacy, free? Everplans Free (up to 3 items).
• Want a complete, shareable estate and legacy plan? Everplans Premium.
• Care most about maintenance, bills, taxes, or an emergency binder for the home? Compare with Okoniq before committing.
• Considering other tools too? See our best Everplans alternatives for 2026.

FAQ

How much is Everplans per year?

As of August 2026, Everplans Premium is $99.99/year. There's also a free plan that lets you store up to 3 items. Confirm current pricing on Everplans' site, as plans can change, and note that advisor- or employer-sponsored plans may differ.

Does Everplans have a monthly plan?

Everplans Premium is advertised at $99.99/year. If a monthly option is available in your region or through a sponsor, confirm it directly on Everplans' site — pricing and billing intervals can vary.

What's the difference between Everplans Free and Premium?

The free plan limits you to 3 items and includes guidance, the content library, and the iOS app. Premium removes the item limit and adds premium content, specialized checklists, and secure sharing with deputies.

How does Everplans pricing compare to Okoniq?

They price differently because they do different jobs. Everplans is $99.99/year for a legacy organizer; Okoniq is a home-management app starting at $9/month ($90/year) with a 30-day free trial. Okoniq also includes an Emergency Binder and free tax exports at every tier.

Is there a free trial for Everplans Premium?

Everplans doesn't advertise a traditional free trial for Premium; the free plan serves as the risk-free way to try the service. Verify the latest on Everplans' site.

This breakdown uses publicly available information about Everplans as of August 2026 and is not affiliated with or endorsed by Everplans. Pricing and features change — verify the latest details on the provider's website. Nothing here is legal or estate-planning advice; consult a qualified attorney for wills, trusts, and directives.